:root{--ink:#153e3b;--dark:#103b3a;--cream:#faf8f2;--lime:#d8edb8;--muted:#596a66}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff}a{color:inherit}.wrap{max-width:1160px;margin:auto;padding:0 28px}.top{background:#fff;border-bottom:1px solid #e6eae5}.nav{height:83px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{font-weight:900;font-size:22px;text-decoration:none;letter-spacing:-1.1px;white-space:nowrap}.logo span{color:#6d9b74}.mark{color:#86b184;margin-right:5px}nav{display:flex;gap:30px}nav a{text-decoration:none;font-size:14px;font-weight:600}.btn{background:#cce8ad;color:#173e39;border-radius:6px;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:24px;font-weight:800;white-space:nowrap;transition:transform .2s,background .2s}.btn:hover{background:#b5db8c;transform:translateY(-2px)}.btn.small{padding:14px 20px;font-size:13px}.btn.large{padding:19px 26px;font-size:16px}.hero{background:var(--cream);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:60px;align-items:center;padding-top:88px;padding-bottom:90px}.eyebrow{font-size:12px;font-weight:900;letter-spacing:2.3px;color:#63886d;margin-bottom:24px}.dot{display:inline-block;width:8px;height:8px;background:#83aa7e;border-radius:50%;margin-right:8px}h1,h2,h3,p{margin-top:0}h1,h2{letter-spacing:-2.8px}h1{font-size:clamp(50px,5.5vw,78px);line-height:1.07;margin-bottom:28px}h1 em{font-style:normal;color:#789f76}.lead{font-size:19px;line-height:1.7;color:#526661;max-width:510px}.actions{display:flex;align-items:center;gap:18px;margin-top:34px;flex-wrap:wrap}.subnote,.fine{font-size:12px;color:#6b7a74}.fine{margin-top:20px;max-width:450px;line-height:1.5}.hero-art{height:460px;background:#dce9d5;border-radius:180px 180px 14px 14px;position:relative;overflow:hidden}.sun{width:220px;height:220px;background:#f5e7bd;border-radius:50%;position:absolute;top:60px;left:calc(50% - 110px)}.horizon{position:absolute;width:130%;height:230px;border-radius:50% 50% 0 0;left:-15%}.horizon.h1{background:#a9c4a4;bottom:-60px;transform:rotate(-12deg)}.horizon.h2{background:#6d9a85;bottom:-140px;transform:rotate(14deg)}.texas{position:absolute;top:165px;left:0;right:0;text-align:center;font-size:160px;font-weight:900;color:#ffffff75;letter-spacing:-15px}.art-card{position:absolute;z-index:2;bottom:30px;left:25px;right:25px;background:#fff;padding:22px;display:flex;gap:17px;border-radius:9px;box-shadow:0 10px 40px #1e4d3e24}.art-icon{width:48px;height:48px;display:grid;place-items:center;background:#e5efdc;border-radius:50%;font-size:22px}.art-card strong,.art-card span{display:block}.art-card strong{margin:4px 0 7px}.art-card span{font-size:13px;color:#6b7a74}.strip{background:#eaf1e4}.strip-grid{display:grid;grid-template-columns:repeat(3,1fr);padding-top:28px;padding-bottom:28px}.strip-grid>div{padding:0 28px;border-right:1px solid #cbdccc}.strip-grid>div:first-child{padding-left:0}.strip-grid>div:last-child{border:0}.strip strong,.strip span{display:block}.strip strong{font-size:15px;margin-bottom:7px}.strip span{font-size:13px;color:#5b7169}.section{padding:105px 0}.section-intro{max-width:700px;margin-bottom:45px}h2{font-size:clamp(39px,4.2vw,58px);line-height:1.12;margin-bottom:22px}h3{font-size:21px;letter-spacing:-.5px}.section-intro p,.split p,.benefits p,.card p,.faq p{color:var(--muted);line-height:1.75;font-size:16px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid #dce6dc;border-radius:9px;padding:32px;min-height:260px}.card-icon{font-size:31px;color:#7aa57d;margin-bottom:28px}.pale{background:#f5f7f2}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:center}.text-link{font-weight:800;text-decoration:none;border-bottom:2px solid #8db78e;padding-bottom:6px}.steps{border-top:1px solid #cad8cd}.step{display:flex;gap:28px;padding:27px 0;border-bottom:1px solid #cad8cd}.step b{color:#82a783}.step h3{margin-bottom:8px}.step p{margin:0}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:45px}.benefits>div{border-top:2px solid #d5e3d3;padding-top:22px}.benefits span{color:#7eaa80;font-weight:800;font-size:13px}.benefits h3{margin-top:28px}.faq{background:#f9faf7}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:75px}.faq details{border-bottom:1px solid #d6dfd6;padding:22px 0}.faq summary{font-weight:800;cursor:pointer;list-style-position:outside;line-height:1.5}.faq details p{margin:16px 0 0}.cta{background:var(--dark);color:white;padding:75px 0}.cta-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}.cta h2{margin-bottom:15px}.cta p{color:#d3e1d8;margin:0}.eyebrow.light{color:#b7dba7}.btn.cream{background:#e0edc9}footer{background:#f3f6f1;padding:48px 0 25px}.footer-top,.footer-bottom{display:flex;justify-content:space-between;gap:20px;align-items:center}.footer-top span,.footer-bottom,.disclosure{font-size:13px;color:#60726a}.disclosure{line-height:1.75;max-width:970px;margin:35px 0}.footer-bottom{border-top:1px solid #dce6dd;padding-top:22px}.footer-bottom div{display:flex;gap:25px}.footer-bottom a{text-decoration:none}.legal{padding:75px 0;max-width:820px}.legal h1{font-size:48px}.legal h2{font-size:26px;letter-spacing:-.6px;margin-top:36px}.legal p,.legal li{line-height:1.8;color:#4b625c}.legal a{color:#1e655a}@media(max-width:850px){nav{display:none}.hero-grid,.split,.faq-grid{grid-template-columns:1fr;gap:35px}.hero-grid{padding-top:65px}.hero-art{height:350px;max-width:550px;width:100%;margin:auto}.cards,.benefits{grid-template-columns:1fr}.strip-grid{grid-template-columns:1fr;gap:20px}.strip-grid>div{padding:0;border:0}.cta-inner{align-items:flex-start;flex-direction:column}.section{padding:70px 0}}@media(max-width:480px){.wrap{padding:0 20px}.nav{height:72px}.logo{font-size:19px}.btn.small{font-size:12px;padding:12px}.hero-grid{padding-top:50px;padding-bottom:55px}h1{font-size:47px;letter-spacing:-2px}.hero-art{height:310px}.texas{font-size:120px}.art-card{padding:14px}.footer-top,.footer-bottom{align-items:flex-start;flex-direction:column}}

/* Educational landing pages */
.guide-hero{background:var(--cream);padding:86px 0 76px}.guide-hero .wrap{max-width:1160px}.guide-hero h1{max-width:870px;font-size:clamp(42px,5vw,68px)}.guide-hero .lead{max-width:760px}.guide-layout{display:grid;grid-template-columns:minmax(0,2.1fr) minmax(250px,.9fr);gap:80px;padding-top:72px;padding-bottom:95px}.guide-copy{max-width:750px}.guide-block{margin-bottom:48px;border-bottom:1px solid #dce6dc;padding-bottom:28px}.guide-block h2,.guide-end h2{font-size:clamp(29px,3vw,38px);letter-spacing:-1px}.guide-block p,.guide-end p,.guide-aside p{font-size:17px;line-height:1.8;color:var(--muted)}.guide-block details{padding:18px 0;border-top:1px solid #dce6dc}.guide-block summary{font-weight:750;cursor:pointer}.guide-block details p{margin:12px 0 0}.guide-aside{align-self:start;background:#f3f6f1;border-radius:12px;padding:28px;position:sticky;top:25px}.guide-aside h2{font-size:21px;letter-spacing:-.5px}.guide-aside ul{padding-left:20px;line-height:1.8}.guide-aside li{margin:12px 0}.guide-aside p{font-size:13px}.guide-end{background:#eaf1e4;border-radius:12px;padding:35px}.guide-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.guide-tile{display:block;padding:30px;border:1px solid #dce6dc;border-radius:10px;text-decoration:none;background:#fff}.guide-tile:hover{background:#f4f8ef}.guide-tile h3{margin-bottom:12px}.guide-tile p{color:var(--muted);line-height:1.6}.guide-tile span{font-weight:800;color:#527f5a}@media(max-width:850px){.guide-layout{grid-template-columns:1fr;gap:25px}.guide-aside{position:static}.guide-cards{grid-template-columns:1fr}}

/* Agent trust details */
.agent-credentials{font-size:.92rem;line-height:1.65;margin:18px 0 14px;max-width:950px}
.agent-credentials a{color:inherit;text-decoration:underline;text-underline-offset:3px}
.footer-bottom div{display:flex;flex-wrap:wrap;gap:14px}

/* Ethos marketing compliance notices */
.ethos-independence {font-size: 13px;line-height: 1.6;color: #4b605c;margin: 12px 0 16px;}
.ethos-independence-section {max-width: 920px;margin: 24px auto;padding: 0 20px;}
.health-question-notice {font-size: inherit;font-weight: 700;line-height: 1.5;margin: 10px 0 18px;color: #123e3b;}